Discussion of Mini-Project Topic, Stocks, Shares and Securities
Lesson Outline
Discussion of Mini-Project Topic, Stocks, Shares and Securities: Definition of shares and securities. Stock trading and purchases regulated by the Securities and Exchange Commission (SEC). Description of 2 possible Mini-Project topics involving a business plan for a small start-up business.
Investments, R.O.I. and Stocks: Definition of an Investment as financial assets that are "put to work" to grow/increase the value of the invested assets. Review of Return On Investment (R.O.I) and example problem calculation. Definition of a stock : A "security"
which is purchased in shares or initial unit values called share price. Explanation that stock purchases are not guaranteed and that share prices may decrease. Explanation how/why stock and share prices rise and how they fall due to shareholders redeeming/selling numerous shares.
Assignment
Read Text pp. 358-362
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
Colson was very familiar with the concept of stock investments as shares of specific companies and comprehended well the effect of rising and falling share prices due to significant quantities of share purchases or selling/redeeming.
Review of Taxes Quiz, Investments: Review of solutions for Taxes Quiz. Explanation/demonstration of calculation method for federal and state income taxes. Investments: Purpose and goals, Types of investments including stocks, bonds, mutual funds, CD's, real estate etc.
Assignment
Read Text pp. 350-357
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
During today's class, I reviewed the Quiz results for Colson's tax quiz taken yesterday. He had some difficulty with calculations of Federal and State income taxes which were previously demonstrated and which he had available for reference in his notebook. A bit more effort and study for quizzes was recommended to him.
Quiz on Taxes: Full class Period. Federal and State Income Taxes, Corporate Taxes, Property/Real Estate Tax, Sales Taxes (products and services), and Excise Tax.
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
Colson worked productively and diligently on his Taxes quiz today.
Income Taxes: Individual and Corporate: Federal Income Taxes and explanation of tax brackets based upon income levels. Examples of calculating Federal and state income taxes based upon a given percentage tax rate. Video on income taxes and variations due to income levels/brackets.
Assignment
Study for the Quiz Monday and complete tax problem calculations.
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
During today's session, Colson was very engaged in the key topic of Federal and State Income taxes. He demonstrates a genuine interest in the real effects of various types of taxes (property tax, income tax, excise tax etc.) on how much net income (or profit) a business can earn.
Individual Citizen Taxes and Business/Corporate Taxes
Lesson Outline
Individual Citizen Taxes and Business/Corporate Taxes: Major categories of taxes explained: State, Federal and Local/municipal Incomes taxes. Property/Real Estate Taxes, and Sales Taxes. Various specific examples and calculations of tax amounts for several types of major individual and business tax.
Assignment
None.
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
During today's session, Colson was very attentive to the essential topic of taxes that are required of individual citizens and businesses. Several key tax categories were discussed such as income taxes, property/real estate taxes and sales taxes on goods purchased.
Taxes: Types of Individual/Citizen and Corporate/Business Taxes
Lesson Outline
Taxes: Types of Individual/Citizen and Corporate/Business Taxes. Categories of taxes and why they exist. Requirements of U.S. citizen taxpayers for income tax and regulations/laws for business and corporate taxes. Residential and commercial property taxes.State taxes for income (when applicable) and retail sales taxes on goods/products. How to calculate simple income and sales taxes.
Assignment
Textbook reading and questions assignment previously emailed to student.
Taxes: Corporate/Business Taxes and Personal/Individual Income Taxes. Effect of taxes on business profits, geographic locations of business, and impact on pricing of products and services.
Assignment
Textbook reading assignment and written responses required for end-of-chapter questions previously emailed to student.
Taxes: Income Taxes ; Federal and State Income Taxes defined and explained with percentage examples. Fedeeral Taxes collected and regulated by the IRS. Property/Real Estate Taxes defined and examples provided. Property Taxes collected by towns, cities, and/or counties. Sales Tax: Defined as taxes by a state on goods and services sold within that state. Presentation of U.S. Debt Clock which displays that total Federal Tax revenue collected. Corporate (Business) Taxes explained and described.
Assignment
Read pp, 147-157 , Problems pp. 164-165 #1-8
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
During today's session , Colson was very attentive to the major Financial Lit. topic of taxes. We discussed Income Taxes (Federal,State, and Municipal) Sales Taxes, and Property/Real Estate Taxes which are essential in making decisions about locating businesses etc.
Test: Identity Theft, Fraud Schemes, Return on Investment, Loan Types
Lesson Outline
Full Period Test: Identity Theft, Fraud Schemes, Return on Investment, Loan Types
Assignment
None
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
During today's session, Colson worked diligently and productively on the full-period Test involving Identity Theft, Return on Investment, and types of loans.
