Financial Literacy
Session Date
Lesson Topic
Unit 4 Saving & Investing
Lesson Outline
Chapter 18 Investing Fundamentals – We learned about the relationship between risk and return. Then we learned how to calculate the return rate of an investment. We learned not to make decisions based on unrealistic goals. We discovered that stock investments should yield a 10 percent return on the investment.
Session Minutes
45
Minutes Student Attended
45
Session Date
Lesson Topic
Graphs of Stocks
Lesson Outline
We have been following three stocks since December. We will look at the graphs of the price of a share since then and use the properties of functions to note trends.
Assignment
none
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
We were able to apply the properties to the stock price graphs.
Session Date
Lesson Topic
Unit 4 Saving & Investing
Lesson Outline
Chapter 18 Investing Fundamentals – We learned about other ways of investing. We explored the risks and rewards of some investments that exist outside of the stock market such as real estate and business ownership.
Session Minutes
45
Minutes Student Attended
45
Session Date
Lesson Topic
Calculating TVM Situations
Lesson Outline
We will do examples of time value of money problems involving present value, future value, and the value of an annuity.
Assignment
none
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
We used the formulas and a basic calculator do several examples of TVM problems and also annuity values.
Session Date
Lesson Topic
Unit 4 Saving & Investing
Lesson Outline
Chapter 18 Investing Fundamentals – We learned about several types of long-term investment opportunities. We learned about the risks and rewards of money market securities, stocks, bonds, and mutual funds. We learned about the Securities and Exchange Commission government agency that regulates and monitors the stock market.
Session Minutes
45
Minutes Student Attended
45
Session Date
Lesson Topic
Unit 4 Saving & Investing

Lesson Outline
Test on Chapter 17 Methods of Saving.
Session Minutes
45
Minutes Student Attended
45
Session Date
Lesson Topic
Calculations related to interest-bearing Investments
Lesson Outline
We will do examples of finding present values and future values of interest-bearing investments.
Assignment
Find present values and future values.
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
Ben did his work online.
Session Date
Lesson Topic
Unit 4 Saving & Investing
Lesson Outline
Chapter 17 Methods of Saving – We learned about Pension plans and 401ks as well as other methods employers offer to save for retirement.
Session Minutes
45
Minutes Student Attended
45
Session Date
Lesson Topic
Time Value of Money Problems.
Lesson Outline
We will do example problems involving simple interest, future value with compound interest, and present value.
Assignment
none
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
We did a variety of examples of TVM problems.
Session Date
Lesson Topic
Investment Returns
Lesson Outline
We will do examples of calculating the dollar return on a stock and also the rate of return on a stock.
Assignment
Be able to use the results to campare investments.
Session Minutes
45
Minutes Student Attended
45
Lesson Comments
We did problems of each type. The rate of return allows comparison of different types of investments.